Zions Bancorporation, Nationwide Affiliation (NASDAQ:ZION) Q2 2025 Earnings Convention Name July 21, 2025 5:30 PM ET
Firm Members
Derek Steward – Government VP & Chief Credit score Officer
Harris Henry Simmons – Chairman & CEO
Matthew L. Tyler – Senior VP & Treasurer
R. Ryan Richards – Government VP & CFO
Scott J. McLean – President, COO & Director
Shannon R. Drage – Senior VP, Senior Director of IR & Strategic Finance
Convention Name Members
Anthony Albert Elian – JPMorgan Chase & Co, Analysis Division
Bernard von Gizycki – Deutsche Financial institution AG, Analysis Division
Invoice Carcache – Wolfe Analysis, LLC
Christopher Edward McGratty – Keefe, Bruyette, & Woods, Inc., Analysis Division
David Charles Smith – Truist Securities, Inc., Analysis Division
John G. Pancari – Evercore ISI Institutional Equities, Analysis Division
Jon Glenn Arfstrom – RBC Capital Markets, Analysis Division
Kenneth Michael Usdin – Bernstein Autonomous LLP
Manan Gosalia – Morgan Stanley, Analysis Division
Peter J. Winter – D.A. Davidson & Co., Analysis Division
Operator
Greetings, and welcome to the Zions Bancorp Earnings Convention Name. (Operator Directions) As a reminder, this convention is being recorded. It’s now my pleasure to introduce you to your host, Shannon Drage, Director of Investor Relations. Thanks, Shannon, you could start.
Shannon R. Drage
Thanks, Alicia, and good night, everybody. Welcome to our convention name to debate the second quarter earnings for 2025. My title is Shannon Drage, Senior Director of Investor Relations. I wish to remind you that in this name, we will probably be making forward-looking statements. Please be aware that precise outcomes might differ materially. We encourage you to evaluation the disclaimer in our press launch or Slide 2 of the presentation, coping with forward-looking data and the presentation of non-GAAP measures, which applies equally to statements made throughout this name. A duplicate of the earnings launch in addition to the presentation can be found at