Operator
Good day, and welcome to the Trupanion Fourth Quarter 2025 Earnings Convention Name. (Operator Directions) Please observe this occasion is being recorded. I might now like to show the convention over to Gil Melchior, Director of Investor Relations. Please go forward.
Gil Melchior
Good afternoon, and welcome to Trupanion’s Fourth Quarter and Full Yr 2025 Monetary Outcomes Convention Name. Taking part on at present’s name are Margi Tooth, Chief Government Officer and President; and Fawwad Qureshi, Chief Monetary Officer. For ease of reference, we have included a slide presentation to accompany at present’s dialogue, which shall be made accessible on our Investor Relations web site below our Quarterly Earnings tab.
Earlier than we start, please be suggested that remarks at present will comprise forward-looking statements. All statements apart from statements of historic information are forward-looking statements. These embody, however should not restricted to, statements concerning our future operations, key working metrics, alternatives and monetary efficiency, pricing and veterinary trade inflation. These statements contain a excessive diploma of recognized and unknown dangers and uncertainties that might trigger precise outcomes to vary materially from these mentioned. An in depth dialogue of those and different dangers and uncertainties are included in at present’s earnings launch in addition to the corporate’s most up-to-date studies, together with Varieties 10-Okay, 10-Q and 8-Okay filed with the Securities and Change Fee.
As we speak’s presentation incorporates references to non-GAAP monetary