SmartFinancial, Inc. (NYSE:SMBK) Q2 2025 Earnings Conference Call July 22, 2025 10:00 AM ET
Company Participants
Nathan Strall – Head of Investor Relations
William Carroll – President, CEO & Director
Ronald Gorczynski – Executive VP & CFO
Rhett Jordan – Executive VP & Chief Credit Officer
Wesley Welborn – Executive Chairman of the Board
Conference Call Participants
Stephen Scouten – Piper Sandler & Co., Research Division
Catherine Mealor – Keefe, Bruyette, & Woods, Inc., Research Division
Russell Elliott Gunther – Stephens Inc., Research Division
Thomas Reid – Raymond James & Associates, Inc., Research Division
Christopher Marinac – Janney Montgomery Scott LLC, Research Division
Operator
Hello, everyone, and welcome to the SmartFinancial Second Quarter 2025 Earnings Release and Conference Call. My name is Ezra, and I will be your coordinator today. (Operator Instructions) I will now hand you over to the host, Nate Strall, Director of Investor Relations, to begin. Please go ahead.
Nathan Strall
Thanks, Ezra. Good morning, everyone, and thank you for joining us for SmartFinancial’s Second Quarter 2025 Earnings Conference Call.
During today’s call, we will reference the slides and press release that are available in the Investor Relations section on our website, smartbank.com. Billy Carroll, our President and Chief Executive Officer, will begin our call, followed by Ron Gorczynski, our Chief Financial Officer, who will provide some additional commentary. We will be available to answer your questions at the end of the call.
Our comments include forward-looking statements. These statements are subject to risks and uncertainties, and the actual results could vary materially. We list these factors that might cause the results to differ materially in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements because of new information, early developments or otherwise, except as may be required