Provident Monetary Providers, Inc. (PFS) Q2 2025 Earnings Name Transcript


Provident Monetary Providers, Inc. (NYSE:PFS) Q2 2025 Earnings Convention Name July 24, 2025 2:00 PM ET

Firm Individuals

Adriano M. Duarte – Government VP & Investor Relations Officer
Anthony J. Labozzetta – President, CEO & Director
Thomas M. Lyons – Senior EVP & CFO

Convention Name Individuals

Feddie Justin Strickland – Hovde Group, LLC, Analysis Division
Manuel Antonio Navas – D.A. Davidson & Co., Analysis Division
Mark Thomas Fitzgibbon – Piper Sandler & Co., Analysis Division
Thomas Bernard Reid – Raymond James & Associates, Inc., Analysis Division
Timothy Jeffrey Switzer – Keefe, Bruyette, & Woods, Inc., Analysis Division

Operator

Women and gents, thanks for standing by. My title is Abby, and I will be your convention operator at present. At the moment, I want to welcome everybody to the Provident Monetary Providers Second Quarter Earnings Name. (Operator Directions)

And I might now like to show the convention over to Adriano Duarte, Investor Relations Officer. It’s possible you’ll start.

Adriano M. Duarte

Thanks, Abby. Good afternoon, everybody, and thanks for becoming a member of us for our second quarter earnings name. At the moment’s presenters are President and CEO, Tony Labozzetta and Senior Government Vice President and Chief Monetary Officer, Tom Lyons.

Earlier than starting the overview of our monetary outcomes, we ask that you just please be aware of our normal warning as to any forward- trying statements which may be made in the course of the course of at present’s name. Our full disclaimer is contained on this morning’s earnings launch, which has been posted to the Investor Relations web page on our web site, provident.financial institution.

Now it is my pleasure to introduce Tony Labozzetta, who will provide his perspective on our second quarter. Tony?

Anthony J. Labozzetta

Thanks, Adriano, and welcome, everybody, to the Provident Monetary Providers Earnings Name. The Provident group delivered a formidable efficiency this quarter. Our group gained momentum with strong incomes asset



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