PayPal Holdings, Inc. (PYPL) Q2 2025 Earnings Name Transcript

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PayPal Holdings, Inc. (NASDAQ:Pypl) Q2 2025 Earnings Convention Name July 29, 2025 8:00 AM ET

Firm Members

Alex Chriss – President, CEO & Director
Jamie S. Miller – Govt VP and Chief Monetary & Working Officer
Steven Eric Winoker – Chief Investor Relations Officer

Convention Name Members

Colin Alan Sebastian – Robert W. Baird & Co. Integrated, Analysis Division
Dan Dolev – Mizuho Securities USA LLC, Analysis Division
Darrin David Peller – Wolfe Analysis, LLC
Harshita Rawat – Sanford C. Bernstein & Co., LLC., Analysis Division
James Eugene Faucette – Morgan Stanley, Analysis Division
Ramsey Clark El-Assal – Barclays Financial institution PLC, Analysis Division
Sanjay Garassin Sanjay Sakhrani – Kefe, Bruyette, & Woods, Inc., Analysis Division
Ten-Thsin Huang – JPMorgan Chea & Co, Analysis Division
Timothy Edward Chiodo – UBS Funding Financial institution, Analysis Division
Trevor Ellis Williams – Jefferies LLC, Analysis Division

Operator

Good morning, and welcome to PayPal’s Second Quarter 2025 Earnings Convention Name. My identify is Regina, and I might be your convention operator in the present day. As a reminder, this convention is being recorded. I might now like to show this system over to your host for in the present day’s convention, Steve Winoker, Chief Investor Relations Officer. Please go forward.

Steven Eric Winoker

Thanks, Regina. Welcome to PayPal’s Second Quarter Earnings Name. I am joined by CEO, Alex Chriss; and Chief Monetary and Working Officer, Jamie Miller. Our remarks in the present day embody forward-looking statements that contain dangers and uncertainties. Precise outcomes could differ materially from these statements. Our commentary is predicated on our greatest view of the world and our companies as we see them in the present day. As described in our earnings press launch, SEC filings and on our web site, these parts could change because the world modifications. Over to you, Alex.

Alex Chriss

Thanks, Steve. We had a powerful quarter, delivering worthwhile progress and constructing momentum in

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