Operator
Hi there, and welcome, everybody, becoming a member of in the present day’s Onity Group’s Full 12 months and Fourth Quarter Earnings and Enterprise Replace Convention Name. (Operator Directions) Please observe this name is being recorded. (Operator Directions) It’s now my pleasure to show the assembly over to Valerie Haertel, Vice President of Investor Relations. Please go forward.
Valerie Haertel
Vice President of Investor Relations
Good morning, and welcome to Onity Group’s Full 12 months and Fourth Quarter 2025 Earnings Name. Please observe that our earnings launch and presentation can be found on our web site at onitygroup.com. Talking on the decision will probably be Chair, President and Chief Government Officer, Glen Messina; and Chief Monetary Officer, Sean O’Neil.
As a reminder, our feedback in the present day might comprise forward-looking statements made pursuant to the protected harbor provisions of the federal securities legal guidelines. These statements could also be recognized by reference to a future interval or by use of forward-looking terminology and handle issues which can be unsure. Ahead-looking statements communicate solely as of the date they’re made and contain assumptions, dangers and uncertainties, together with these described in our SEC filings. Previously, precise outcomes have differed materially from these recommended by forward-looking statements, and this may increasingly occur once more.
As well as, the presentation and our feedback comprise references to non-GAAP monetary measures similar to adjusted pretax earnings. We consider these non-GAAP measures present a helpful complement to discussions and evaluation of our monetary situation as a result of they’re measures that administration makes use of to evaluate the efficiency of our operations and