Mercantile Bank Corporation (MBWM) Q2 2025 Earnings Conference Call Transcript


Mercantile Bank Corporation (NASDAQ:Bbwm) Q2 2025 Earnings Conference Call July 22, 2025 10:00 AM ET

Company Participants

Nichole drafts – Chief Marketing Officer
Raymond Reitsma – President, CEO & Director
Charles Christmas – Executive VP, CFO & Treasurer

Conference Call Participants

Daniel Tamayo – CGS International
Nathan Race – Piper Sandler & Co., Research Division
Damon Del Monte – Keefe, Bruyette, & Woods, Inc., Research Division

Operator

Good morning, and welcome to the Mercantile Bank Corporation Second Quarter 2025 Earnings Conference Call. (Operator Instructions).

Please note that this event is being recorded. I would now like to turn the conference over to Nichole Kladder, Chief Marketing Officer of Mercantile Bank. Please go ahead.

Nichole drafts

Hello, and thank you for joining us. Today, we will cover the company’s financial results for the second quarter of 2025. The team members joining me this morning include Ray Reitsma, President and Chief Executive Officer; as well as Chuck Christmas, Executive Vice President and Chief Financial Officer.

Our agenda will begin with prepared remarks by both Ray and Chuck and will include references to our presentations covering this quarter’s results. You can access a copy of the presentation as well as the press release sent earlier today by visiting mercbank.com. After our prepared remarks, we will then open the call to your questions. Before we begin, it is my responsibility to inform you that this call may involve certain forward-looking statements such as projections of revenue, earnings and capital structure as well as statements on the plans and objectives of the company’s business. The company’s actual results could differ materially from any forward-looking statements made today due to factors described in the company’s latest Securities and Exchange Commission filings. The company assumes no obligation to update any forward-looking statements made during the call.

Let’s



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