LendingClub Company (LC) Q2 2025 Earnings Name Transcript

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LendingClub Company (NYSE:LC) Q2 2025 Earnings Convention Name July 29, 2025 5:00 PM ET

Firm Contributors

Andrew LaBenne – Chief Monetary Officer
Artem Nalivayko – Director of Investor Relations
Scott C. Sanborn – CEO & Director

Convention Name Contributors

Crispin Elliot Love – Piper Sandler & Co., Analysis Division
David Michael Scharf – Residents JMP Securities, LLC, Analysis Division
Kyle Joseph – Stephens Inc., Analysis Division
Reginald Lawrence Smith – JPMorgan Chase & Co, Analysis Division
Timothy Jeffrey Switzer – Keefe, Bruyette, & Woods, Inc., Analysis Division
Vincent Albert Caintic – BTIG, LLC, Analysis Division
William Haraway Ryan – Seaport Analysis Companions

Operator

Good afternoon. Thanks for attending at present’s LendingClub Q2 2025 Earnings Convention Name. My identify is Tamia, and I will probably be your moderator for at present’s name. (Operator Directions) I might now prefer to cross the convention over to your host, Artem Nalivayko, Head of Investor Relations. You might proceed.

Artem Nalivayko

Thanks, and good afternoon. Welcome to LendingClub’s Second Quarter 2025 Earnings Convention Name. Becoming a member of me at present to speak about our outcomes are Scott Sanborn, CEO; Andrew LaBenne, CFO.

Yow will discover the presentation accompanying our earnings launch on the Investor Relations part of our web site. On the decision, along with questions from analysts, we will even be answering a number of the questions that have been submitted for consideration through e-mail.

Our remarks at present will embody forward-looking statements, together with with respect to our aggressive benefits and technique, macroeconomic situations, platform quantity and pricing, future services and products and future enterprise and monetary efficiency. Our precise outcomes could differ materially from these contemplated by these forward-looking statements. Components that would trigger these outcomes to vary materially are described in at present’s press launch and earnings presentation.

Any forward-looking statements that we make on this name are primarily based on

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