Operator
Hey, and welcome to the KBC Group Earnings Launch This fall 2025 Convention Name hosted by Johan Thijs, CEO; Bartel Puelinckx, CFO; and Kurt De Baenst, Head of Investor Relations. Please word, this convention is being recorded. (Operator Directions)
I’ll now hand over to Kurt De Baenst to start right this moment’s convention. Thanks.
Kurt DeBaenst
Normal Supervisor of Investor Relations Workplace
Thanks, operator. An excellent morning to all of you from the headquarters of KBC in Brussels, and welcome to the KBC convention name. At present is Thursday, February 12, 2026, and we’re internet hosting the convention name on the fourth quarter and full yr outcomes of KBC in addition to the ’26 and ’28 monetary steerage.
As normal, we now have Johan Thijs, our Group CEO, with us; in addition to the Group CFO, Bartel Puelinckx, and they’re going to each elaborate on the outcomes and add some further perception on the brand new short-term and long-term monetary steerage.
As such, it is my pleasure to offer the ground to our CEO, Johan Thijs, who will rapidly run you thru the presentation.
Johan Thijs
Group CEO, MD & Government Director
Thanks very a lot, Kurt. And