Operator
Good morning, women and gents, and welcome to the Intact Monetary Company This autumn 2025 Outcomes Convention Name. (Operator Directions) Additionally notice that this name is being recorded on February 11, 2026. And now I wish to flip the convention over to Geoff Kwan, Chief Investor Relations Officer. Please go forward.
Geoff Kwan
Deputy SVP of Finance & Chief Investor Relations Officer
Thanks, Sylvie. Good day, everybody, and thanks for becoming a member of the decision to debate our fourth quarter monetary outcomes. A hyperlink to our dwell webcast and supplies for this name have been posted on our web site at intactfc.com beneath the Buyers tab. Earlier than we begin, please confer with Slide 2 for a disclaimer concerning the usage of forward-looking statements, which kind a part of this morning’s remarks and Slide 3 for a notice on the usage of non-GAAP monetary measures and different phrases used on this presentation.
To debate our outcomes as we speak, I’ve with me our CEO, Charles Brindamour; our CFO, Ken Anderson; and Patrick Barbeau, our Chief Working Officer. We are going to start with ready remarks adopted by Q&A. And with that, I’ll flip the decision over to Charles.