FinVolution Group (FINV) This autumn 2025 Earnings Name Transcript

Operator

Howdy, girls and gents. Thanks for collaborating within the Fourth Quarter and Full 12 months 2025 Earnings Convention Name for FinVolution Group. (Operator Directions) At present’s convention name is being recorded.

I’ll now flip the decision over to your host, Yam Cheng, Head of Capital Markets for the corporate. Yam, please go forward.

Yam Cheng
Head of Capital Markets

Thanks, Wilco. Welcome to our fourth quarter and full yr 2025 earnings convention name. The corporate’s outcomes have been issued through Newswire providers earlier in the present day and are posted on-line. You’ll be able to obtain the earnings launch and join the corporate’s e-mail alerts by visiting the IR part of our web site at http ir.finvgroup.com.

Mr. Tiezheng Li, our CEO; and Mr. Jiayuan Xu, our CFO, will begin the decision with their ready remarks and conclude with a Q&A bit. Throughout this name, we can be referring to a number of non-GAAP monetary measures to overview and assess our working efficiency. These non-GAAP monetary measures usually are not meant to be thought of in isolation or as an alternative choice to the monetary data ready and offered in accordance with U.S. GAAP. For details about these non-GAAP measures and reconciliation to non-GAAP measures, please check with our earnings press launch.

Earlier than we proceed, please word that in the present day’s dialogue will comprise forward-looking statements made below the protected harbor provisions of the U.S. Non-public Securities Litigation Reform Act of 1995. Ahead-looking statements contain inherent dangers and uncertainties. As such, the