Civista Bancshares, Inc. (CIVB) Q2 2025 Earnings Name Transcript


CIVISTA BANCSARES, INC. (NASDAQ:Ccb) Q2 2025 Earnings Convention Name July 24, 2025 1:00 PM ET

Firm Contributors

Charles A. Parcher – Government VP, Chief Lending Officer & Director
Dennis G. Shaffer – President, CEO & Vice Chairman
Ian Whinnem – Interim Principal Accounting Officer, Government VP & CFO

Convention Name Contributors

Brendan Jeffrey Nosal – Hovde Group, LLC, Analysis Division
Manuel Antonio Navas – D.A. Davidson & Co., Analysis Division
Terence James McEvoy – Stephens Inc., Analysis Division
Timothy Jeffrey Switzer – Keefe, Bruyette, & Woods, Inc., Analysis Division

Operator

Earlier than we start, I wish to remind you that this convention name might include forward-looking statements with respect to the long run efficiency of economic situation of Civista Bancshares, Inc. that entails dangers and uncertainties and varied components may trigger precise outcomes to be materially totally different from any future outcomes expressed or implied by such forward-looking statements.

These components are mentioned within the firm’s SEC filings, which can be found on the corporate’s web site. The corporate disclaims any obligation to replace any forward-looking statements made through the name.

Moreover, administration might seek advice from non-GAAP measures, that are supposed to complement, however not substitute essentially the most instantly comparable GAAP measures. The press launch additionally out there on the corporate’s web site, incorporates the monetary and different quantitative data to be mentioned at present in addition to the reconciliation of the GAAP to non-GAAP measures.

This name will likely be recorded and made out there on the Civista Bancshares web site at www.civb.com. On the conclusion of Mr. Shaffer’s remarks, he and the Civista administration staff will take any questions you’ll have. Now I’ll flip the decision over to Mr. Shaffer.

Dennis G. Shaffer

Good afternoon. That is Dennis Shaffer, President and CEO of Civista Bancshares, and I wish to thanks for becoming a member of us for our second quarter



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