AU Small Finance Financial institution on Saturday introduced its earnings report for the primary quarter (Q1) ended June 30, 2025 of the fiscal 12 months 2026.
The Jaipur-based financial institution mentioned its internet revenue rose 16% at ₹581 crore throughout the first quarter of this monetary 12 months, as in comparison with ₹503 crore in the identical interval of the earlier fiscal 12 months.
Its complete revenue stood at ₹5,189 crore throughout the June 2025 quarter, up from ₹4,278 crore in the identical interval a 12 months in the past.
Web curiosity revenue (NII) surged to ₹2,045 crore within the reported quarter towards ₹1,921 crore a 12 months in the past.
Curiosity earned by the lender elevated to ₹4,378 crore in comparison with ₹3,769 crore within the June quarter of FY25.
AU Small Finance Financial institution’s working revenue jumped to ₹1,312 crore in Q1 of FY26 from ₹952 crore in the identical interval final fiscal 12 months.
AU Small Finance Financial institution MD and CEO Sanjay Agarwal mentioned: “Now we have reported one other set of constant efficiency in a seasonally tender quarter, exhibiting sustainable development in deposits, belongings, and profitability”.
Because the financial cycle strengthens, AU is well-positioned to navigate near-term uncertainties whereas staying dedicated to the long-term imaginative and prescient of constructing a perpetually financial institution that may actually scale with sustainability, he added.
Its asset high quality deteriorated, as gross non-performing belongings (NPAs) rose to 2.47% of gross advances on the finish of the June quarter, from 1.78% a 12 months in the past.
Gross mortgage portfolio (GLP) rose 18% to ₹117,624 crore in Q1 FY25, as in comparison with ₹99,792 crore final 12 months.
Equally, internet NPAs, or dangerous loans, elevated to 0.88% towards 0.63% within the 12 months in the past interval.
Consequently, provisions and contingencies nearly doubled to ₹533 crore throughout the first quarter, when in comparison with ₹283 crore a 12 months in the past.
Provision Protection Ratio (PCR) stood at 83 per cent on the finish of June 2025.