The U.S. federal government offers grants to help students afford college, with eligibility often based on financial need.
Pell Grants
The Pell Grant is a need-based federal grant for undergraduate students who demonstrate financial need through the FAFSA. For the 2024-2025 school year, the maximum Pell Grant award is $7,395, but the amount you receive depends on your Expected Family Contribution (EFC), enrollment status, and the cost of attendance at your school.
Unlike loans, Pell Grants don’t need to be repaid, making them one of the best forms of financial aid. However, you can only receive Pell Grants for up to 12 semesters (about six years), and the amount may change yearly based on government funding.
Federal Supplemental Educational Opportunity Grant (FSEOG)
The FSEOG is a need-based federal grant awarded to undergraduate students with exceptional financial need. Unlike the Pell Grant, which is available to all who qualify, FSEOG funds are limited, meaning they are awarded on a first-come, first-served basis by participating colleges.
Grant amounts range from $100 to $4,000 per year, depending on financial need, the school’s funding availability, and when you apply.
Like Pell Grants, FSEOG does not need to be repaid. However, not all colleges participate in the program, and funds can run out quickly. Submit your FAFSA as early as possible to improve your chances of receiving FSEOG.
What students need to know about federal grant funding in 2025
With President Donald Trump proposing to dismantle the U.S. Department of Educationyou may be wondering what this could mean for federal grants like Pell Grants and FSEOG.
While this uncertainty can feel overwhelming, it’s important to remember that financial aid isn’t going to completely disappear overnight.
Many states already have strong grant programs in place, and private organizations will continue to support students in need. If you rely on federal financial aid, staying proactive is key. Submit the FAFSA early, research state and private grants, and stay informed about potential policy shifts.
The road ahead may bring changes, but the commitment to making college accessible remains strong. You’re not alone in this, and resources will continue to be available to help you reach your goals.