MUMBAI: 360 ONE Asset has closed its fifth personal credit score fund with a corpus of $400 million ( ₹3,500 crore) and can provide structured and revolutionary credit score options to high-quality Indian firms, the funding agency mentioned in an announcement on Monday.
The fund has attracted capital from a diversified investor base, together with pension funds, insurance coverage firms, household places of work and high-net-worth people, reflecting rising institutional allocation to various belongings.
“India’s personal credit score market is at a structural inflection level, supported by sturdy financial development, growing formalization of capital, and rising demand for versatile financing options,” 360 ONE Asset’s CIO and head of personal credit score Aakash Desai mentioned within the assertion. “For international and home institutional traders, personal credit score gives a compelling worth proposition, with engaging yield premiums, sturdy covenant protections, and entry to high-growth companies in a big and underpenetrated credit score market.”
“With sustained origination momentum, we imagine we’re well-positioned to scale our franchise whereas remaining anchored to disciplined underwriting, draw back safety, and long-term capital preservation,” he added.
With the most recent fund shut, 360 ONE goals to strengthen its place as certainly one of India’s main personal credit score managers, at a time when the asset class is witnessing speedy development. A brand new wave of home and international funding companies is getting into the area as firms search sooner and extra versatile capital than conventional lenders can present.
Over the previous 12 to 18 months, companies together with DMI Alternate options, Ascertis Credit score, Motilal Oswal Alternates, ASK Group, True North, Edelweiss, Multiples Alternate Asset Administration, Prabhudas Lilladhar and Vivriti Asset Administration have launched new funds. International heavyweights equivalent to Blackstone Group and Bandhan AMC are additionally establishing devoted platforms. The Nationwide Funding and Infrastructure Fund (NIIF) has introduced a $2 billion plan aimed toward attracting international capital into the asset class.
360 ONE Asset’s personal credit score enterprise manages credit score belongings value about ₹15,200 crore. In 2024, the agency originated over ₹6,600 crore of personal credit score transactions, adopted by about ₹7,000 crore in 2025, demonstrating sustained deal stream, deep sponsor relationships and robust execution.
The brand new fund will concentrate on capital preservation and structured credit score investments with covenant protections and risk-adjusted returns. Throughout its 5 funds, 360 ONE has constructed a non-public credit score platform that depends on sector-focused underwriting, credit score analysis and energetic portfolio monitoring.
General, the agency manages about $11 billion in belongings throughout listed markets and alternate options, of which roughly $6 billion is in personal markets. Its technique focuses on sector-agnostic, secured performing credit score alternatives spanning acquisition finance, development capital, refinancing and event-driven financing, backed by sturdy money flows, high-quality collateral and disciplined danger administration.